Data forensic expenses

Costs to investigate and analyse a compromised network.

Cost to restore

Replacing or restoring software and data after an attack.

Breach consultation and response

Notification, call centre, credit monitoring and legal support.

Hacker theft cover

Recovery of funds stolen or wrongly paid after a hack.

Network extortion

Costs to avoid, defend or resolve network extortion.

Third party liability

Privacy, data and media claims, including defamation and IP.

Emergency costs

Defence costs and loss mitigation costs.

Consumer redress fund

Compensating customers affected by a cyber-attack.

Nil policy excess

$0 excess for revenue up to S$250m, subject to underwriting.

Reconstitution costs

Rebuilding data and systems after a cyber event.

Reward expenses

Rewards for information that helps resolve an incident.

Telephone hacking

Charges from unauthorised use of the client's phone system.

Social engineering

Including losses suffered by customers or suppliers.

Reputational harm

Business interruption from reputational damage after an incident.

Human and programming error

Incidents caused by staff mistakes or coding errors.