Commercial Legal Expense Insurance

This cover provides you with the funding to pursue a legal case, as well as defend litigation that comes your way.

Overview

Businesses can sometimes struggle to keep up-to-date with business legislation and regulatory requirements like data protection, employment, health and safety and industry-specific regulatory requirements. This cover protects your business, directors and employees against the potential costs of legal action brought by or against you.

Coverage

Property Disputes

Pays for legal expenses in disputes in relation to your business premises including possession/eviction, landlord and tenant matters, physical damage, nuisance and trespass to your property.

Data Protection

Pays for the legal expenses for any dispute brought against you under the privacy legislation.

Statutory Licence

Pays legal fees for an appeal by you against a loss, revocation, suspension or proposed amendment to your operating licenses.

Employee Breach of Restrictive Covenants

Pays legal expenses in pursuing legal proceedings against a former employee who have breached their contractual obligations.

Employment Disputes

Pays your legal expenses for defending proceedings brought against you by an employee or ex-employee.

Commercial contract disputes

Pays legal expenses in the pursuit or defence of legal proceedings with a customer or supplier, including pursuit of unpaid invoices.

Coverage Benefits

Protects you from legal risk

Designed as a complementary product to protect the legal risk of your business.

Both pursuit and defence coverage

Legal pursuit coverage is outside the remit of standard liability policies.

Any dispute activates policy

No alleged liability is required to activate the policy, merely the fact a dispute exists.

Extensive coverage

Cover for a wide range of situations or disputes which would not trigger a liability policy.

Free legal advice

Free access to telephone advice from experienced lawyers.

Territory/Jurisdiction

Asia

Target Segments

Broad range of industries

Capacity

$500,000

Smart Business Essentials

Our comprehensive smart business essentials bundle is tailored for small and medium-sized enterprises*. This bundle includes Commercial Legal Expense, Family Legal Expense, and Personal Cyber Protection Insurance, protecting your business and your selected employees against risks in today’s dynamic environment.

*Small and medium-sized enterprise refers to entity with annual revenue/turnover not exceeding SGD$250million. Please reach out to Delta underwriters for more details. The information contained in this document is for illustrative purposes only and does not constitute advice. Coverage offered by Delta is subject to terms and conditions outlined and certain restrictions, limitations and exclusions contained in the policy of insurance.

Smart Business Essentials

Personal Cyber Protection Insurance

Family Legal Expense Insurance

Want to know more?

We’d love to hear from you. Get in touch with us to learn more about Legal Expenses Liability Insurance.