Professional Indemnity Insurance

Professionals owe a duty of care to their clients. Professional Indemnity Insurance protects you against the costs of legal action and claims arising from an alleged loss based on a professional error.


You are covered if you provide any professional service involving specialist knowledge or expertise and for complaints made against you to a professional body. You are also covered against civil liability for professional negligence, breach of contract, misrepresentation, breach of the Fair Trading Act, defamation, unintentional breach of intellectual property rights, and dishonesty of employees.

Coverage Benefits

Broad civil liability policy

"Any one claim" Limit

Excess Exclusive of Defence Costs

Defence costs are provided in addition to the policy limit

Vicarious Liability


Intellectual Property

Dishonest or Fraudulent Employees

Loss of Documents

Compensation for Attendance

Quasi Judicial

Fair Trading Act

Continuous Cover

Applied to Prior Policy

Estate Extension

Marital and Domestic Partner

Loss Mitigation

Joint Ventures and Partnerships

Contractual Liability

Claims Preparation Costs

Cyber Liability

Emergency Defence Costs

Extended Reporting Period

Fee Refund/Contractual Fees Licensee

Intellectual Property Rights Patent Extension

Project Delay

Public Relations Expenses Automatic Renewal

Additional Insured

Inter-related Entities Coverage



Target Segments

Architects, Engineers and Construction risks

IT, Telecoms and Media companies

Insurance Brokers and Agents

Management Consultants



Solicitors and Barristers (excess of $10m only)

Educational institutions

Travel agents

Recruitment firms

Many other miscellaneous risks


Up to $25m, any one claim

Primary & Excess

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