You are covered if you provide any professional service involving specialist knowledge or expertise and for complaints made against you to a professional body. You are also covered against civil liability for professional negligence, breach of contract, misrepresentation, breach of the Fair Trading Act, defamation, unintentional breach of intellectual property rights, and dishonesty of employees.
Architects, Engineers and Construction risks
IT, Telecoms and Media companies
Insurance Brokers and Agents
Solicitors and Barristers (excess of $10m only)
Many other miscellaneous risks
Up to $25m, any one claim
Primary & Excess