Financial lines
Professional Indemnity Insurance
Protects against the costs of legal action and claims arising from a loss due to a professional error or omission, and if a complaint is made against the insured to a professional body.
Protecting businesses against claims for professional errors and negligence
Coverage
- Broad civil liability policy
- "Any one claim" limit
- Excess exclusive of defence costs
- Defence costs are provided in addition to the policy limit
- Vicarious liability
- Defamation
- Intellectual property
- Dishonest or fraudulent employees
- Loss of documents
- Compensation for attendance
- Quasi judicial
- Fair Trading Act
- Continuous cover applied to prior policy
- Estate extension
- Marital and domestic partner
- Loss mitigation
- Joint ventures and partnerships
- Contractual liability
- Claims preparation costs
- Cyber liability
- Emergency defence costs
- Extended reporting period
- Fee refund/contractual fees licensee
- Intellectual property rights patent extension
- Project delay
- Public relations expenses automatic renewal
- Additional insured
- Inter-related entities coverage
Benefits
You're in safe hands
Our claims experts boast an impressive average of 12 years of experience. When a loss occurs, Delta's dedicated in-house claims team, equipped with local authority and expertise, steps in. Brokers liaise directly with decision-makers, ensuring a transparent and individual response.
Loss of documents
If important documents are lost, destroyed, or damaged beyond use, the policy covers the reasonable and necessary costs to replace or restore them.
Compensation for attendance
The policy provides financial support for the insured's attendance at formal court hearings or interviews related to a claim.
- Architects and engineers
- Educational institutions
- IT, telecoms, and media companies
- Insurance brokers and agents
- Management consultants
- Quantity surveyors
- Recruitment firms
- Travel agents
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Many other miscellaneous risks
- Up to $25m in any one claim
- Primary and excess
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Frequently Asked Questions
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